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Getting a credit card is a fairly straightforward process that requires you to submit an application for a card and receive an approval or denial. The main challenge many people with bad credit face when applying for a credit card is having a limited number of good options. This page includes information about the discover it cash back that is not currently available on the points guy and may be out of date. This method requires you to find a card that's suitable for someone with low credit. Rebuilding your credit is a challenge, but it's possible to start the process by getting a credit card, paying it off regularly and keeping the balance low.

You put down a refundable deposit — which becomes your spending limit — on a secured card and use it just like a credit card, repa.

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